Your question is good but answer is very hard!
Your Standing Order is your choice.
You've invested your money in buying TCredits.
It's hard to give advice on how you'll spend Tcredits.
You have many options and find the best for yourself.
There are auctions, you can buy something with TC, you can transfer TC to your PSA.
Whatever you want and think is best done.
Next time you can do something else.
Your question is good but answer is very hard!
Your Standing Order is your choice.
You've invested your money in buying TCredits.
It's hard to give advice on how you'll spend Tcredits.
You have many options and find the best for yourself.
There are auctions, you can buy something with TC, you can transfer TC to your PSA.
Whatever you want and think is best done.
Next time you can do something else.